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Renting in France: Understanding the French Lease System

By Eleanor Moore, French Property Consultant

For many expats, renting a home in France is the first major step in settling into life here. Whether you’re relocating for work, planning a sabbatical, or testing the waters before buying, navigating the French lease system can feel like decoding a legal puzzle wrapped in polite formalities. It’s structured, it’s thorough — and yes, it’s very French. But once you understand the framework, it starts to make sense.

Here’s what you need to know.

The Lease Types: Furnished vs. Unfurnished

In France, two primary lease types govern long-term rentals:

  • Unfurnished rentals (location vide) come with a three-year lease (renewable), offering greater tenant stability. These typically include a kitchen sink and not much else — tenants are expected to supply their own appliances and furniture.

  • Furnished rentals (location meublée) are governed by a one-year lease, which is also renewable. Legally, they must come equipped with a minimum list of items — including a bed, fridge, stove, and tableware — making them ideal for short- or mid-term stays.

Furnished leases are more flexible and often favored by international tenants or those planning shorter stays, but for families or long-term expats, unfurnished leases may offer more predictability and protection.

The Dossier: Your Application File

Unlike in some countries, renting in France isn’t as simple as putting down a deposit and collecting the keys. You’ll need to prepare a rental dossier — a comprehensive file proving your financial stability and right to reside.

Typically, this includes:

  • Passport and visa/residency permit

  • Proof of income (payslips, pension statements, or tax returns)

  • French bank account details

  • Previous rental references (if available)

  • Proof of employment or a guarantor (especially important for foreigners without a French income)

If you’re new to France and don’t have French tax returns or an indefinite employment contract, consider using a guarantor service such as Garantme or Visale — both widely accepted by landlords and a lifesaver for non-residents.

Deposits, Fees, and Charges

  • Security deposit: One month’s rent for unfurnished, two months for furnished (but not more, by law).

  • Agency fees: If the property is listed through an estate agent, expect to pay a rental fee capped by law — usually one month’s rent or less, depending on the region and property size.

  • Charges: Rental ads will state “loyer CC” (charges comprises) or “HC” (hors charges). Charges may include water, rubbish collection, and building maintenance, but not usually electricity, internet, or gas, which must be contracted separately.

Termination and Notice Periods

In France, tenants can leave at any time with due notice, while landlords face stricter rules.

  • Tenant notice: Typically one month for furnished rentals and three months for unfurnished — although this can reduce to one month in designated “tight housing markets” (zones tendues) like Paris, Bordeaux, or Lyon.

  • Landlord notice: For unfurnished properties, landlords can only terminate the lease at the end of the three-year term and must give six months’ notice, citing sale, personal occupancy, or breach of contract.

Always send your notice (préavis) by registered mail (lettre recommandée avec accusé de réception) for legal proof.

Repairs and Responsibilities

The French Civil Code defines clear boundaries:

  • Tenant responsibilities: Minor repairs (changing light bulbs, clearing drains, maintaining the garden), as well as notifying the landlord of any serious issues.

  • Landlord responsibilities: Major repairs — such as boiler replacement, roof leaks, or electrical upgrades — fall under the landlord’s remit.

Keep all correspondence documented, and don’t hesitate to remind landlords of their obligations — politely, of course.

The Etat des Lieux: Move-In & Move-Out Inventory

On the day you move in, you’ll complete an état des lieux d’entrée, a formal inventory describing the condition of every room, wall, fixture, and appliance. This is crucial — it protects you from being charged for damage you didn’t cause. The same will be done when you move out.

If anything is inaccurate or missing, you have 10 days to submit corrections in writing.

Your Rights as a Tenant

French tenancy law is strongly protective of tenants. Even if you’re renting as a non-resident, once a lease is signed, your rights are substantial:

  • Your lease cannot be terminated without legal justification and proper notice.

  • Rent increases are regulated.

  • You cannot be evicted during the winter truce (trêve hivernale) — between November 1st and March 31st — even for non-payment of rent.

France’s rental market is thorough, sometimes frustrating, but ultimately fair. With the right guidance and preparation, you can navigate it confidently — and find a home that suits your lifestyle.

And remember: if in doubt, consult a property professional familiar with expat needs — we’ve been through the maze before, and we’re here to help you through it too.

Eleanor Moore is a property consultant specialising in helping international clients rent and buy homes across France. She also features regularly on House Hunters International and works closely with relocation professionals and notaires.

France’s Real Estate Market in 2025


By Eleanor Moore, French Property Consultant

As someone who has spent over two decades helping clients navigate the intricacies of the French property market, I’ve seen many cycles—booms, busts, and everything in between. But 2025 presents a particularly nuanced landscape. Between shifting interest rates, evolving energy regulations, and changing buyer expectations, France’s real estate market is at a fascinating crossroads. Whether you’re an international buyer, a relocating family, or a second-home dreamer, understanding today’s dynamics is key to making informed decisions.

A Market in Slow Transition

Let’s start with the basics. After years of rising prices—particularly in urban centres and tourist-driven regions—the market has entered a phase of stabilisation. National figures from Notaires de France suggest a slight year-on-year decrease in transaction volumes, especially in areas that experienced pandemic-era price inflation.

That said, France is not a monolith. While Paris has cooled (with prices down by approximately 3–4% in some arrondissements), regional hubs like Bordeaux, Montpellier, and Lyon are holding steady, with occasional upticks in suburban areas benefiting from improved transport links and lifestyle shifts post-Covid.

In rural areas, demand remains surprisingly resilient. There’s still a strong appetite—particularly among international buyers—for character properties in southwest France, Provence, and parts of Normandy. The golden rule remains: well-maintained homes in desirable locations will always attract attention.

Interest Rates: Still a Key Driver

The ECB’s recent signal of stabilising rates has brought some relief to borrowers. As of mid-2025, average mortgage rates in France hover around 3.8–4.2%, depending on the borrower profile. While that’s a far cry from the ultra-low rates of the 2010s, French lenders remain relatively conservative and consistent, which can be reassuring for foreign buyers.

If you’re purchasing with financing, it’s more important than ever to present a clean, comprehensive dossier. For non-residents, this means proving income stability, providing a strong deposit (typically 20–30%), and ideally working with a broker who understands international lending.

DPE Reforms and the Energy Factor

One of the most talked-about changes this year—and rightly so—is the 2026 reform of the DPE (Diagnostic de Performance Énergétique). The upcoming recalibration of the electricity coefficient will mean many electrically heated homes jump up a classification, especially small apartments and village houses.

For buyers and sellers alike, this has real implications. A property that would have been labelled “G” (and thus unrentable from 2025) could be reclassified as “F” or even “E” after January 1, 2026. That’s great news for landlords, but I always advise my clients not to rely solely on the label. Bills don’t lie. A house with poor insulation is still going to be expensive to heat, no matter what the certificate says.

If you’re looking to renovate, look into MaPrimeRénov’ subsidies—but do so quickly. The government has tightened eligibility criteria, and further restrictions are likely.

Buyers Are More Selective

Today’s buyer is more cautious, better informed, and—frankly—more demanding. Sustainability, broadband quality, walkability, and long-term energy costs now feature heavily in purchase decisions. That charming old stone farmhouse with single-glazed windows may still tug on the heartstrings, but if it can’t deliver on efficiency, connectivity, and comfort, it’ll sit longer on the market.

As a consultant, I encourage my sellers to anticipate this shift. Think beyond staging—invest in small, smart upgrades (like attic insulation or a heat pump) that can boost both value and buyer confidence.

The International Buyer’s Edge

Despite fluctuating exchange rates, Americans, Brits, Dutch, and increasingly Germans remain active players in the French market. France still offers exceptional lifestyle value—world-class healthcare, culture, food, and an enviable pace of life.

And let’s not forget: for non-EU buyers, owning a property can often bolster visa applications or provide a foothold for future relocation.

If you’re thinking of buying in France, my best advice remains the same: do your homework, work with a bilingual professional who understands the local notarial system, and don’t be afraid to walk away if something doesn’t feel right.

2025 isn’t a seller’s market—or a buyer’s one either. It’s a thinking person’s market.

Whether you’re looking for a pied-à-terre in Aix, a long-term rental investment in Occitanie, or your dream retirement home in the Dordogne, success lies in preparation, strategy, and clarity. The days of impulsive buying are (for now) behind us. But for those who come prepared, France still offers incredible opportunities—and an unparalleled quality of life.

If you’re considering entering the market and would like tailored guidance, feel free to reach out. Helping clients make smart, confident decisions in France is what I do best.

Eleanor Moore

www.eleanormoore.com

6 Things to Know Before Starting a Business in France

Starting your own business in France is an attractive option for many international residents, especially those who face challenges entering the local job market. Whether you’re thinking of freelancing, launching a gîte, opening a shop, or offering consulting services, it’s important to be well prepared.

Here are six key things to consider before diving in:

1. Are You Legally Allowed to Work for Yourself in France?

EU and EEA citizens have automatic rights to live and work in France, including self-employment. Non-EU citizens, however, must ensure their visa or residence permit allows for independent activity.

Some permits, such as the visitor visa, forbid any kind of work, while others—like the salarié visa—are strictly for employees with French contracts. If you’re aiming to freelance or start a business, you’ll likely need an entrepreneur visa, or possibly a talent passport if you meet certain income or qualification thresholds. Holders of post-Brexit Article 50 residence cards can work freely in any capacity.

2. Have You Researched Whether Your Profession Is Regulated?

France has over 250 regulated professions—ranging from architects and accountants to beauticians and electricians. If you work in one of these fields, you may need to provide proof of qualifications that meet French or EU standards.

If your certification was obtained outside the EU, you’ll likely need to go through a recognition process, and in some cases take additional exams.

Even in unregulated sectors, you’ll still need to comply with local laws, hygiene, and safety standards. For example, opening a food business or wellness studio comes with its own set of strict regulations. Many people find it helpful to take a short training course to get familiar with French compliance expectations.

3. Do You Understand the French Tax and Social Charges System?

In France, working independently means you’re responsible for your own social security and tax contributions, which can be substantial. If you hire employees, you’ll also be liable for employer contributions, which are relatively high.

Freelancers must also be careful: hiring someone who relies solely on your business for income can be considered disguised employment, which is prohibited under French law.

4. Have You Considered Business Registration Options?

All independent workers must register their activity with the appropriate French body—usually URSSAF for most freelancers and micro-entrepreneurs.

The micro-entrepreneur status is often recommended for those starting small. It simplifies tax and social charge payments but comes with annual income caps (€188,700 for retail/trade, €77,700 for services). Exceed these, and you’ll need to move to a different structure like an EURL or SASU.

Some trades may also require you to register with a chamber of commerce, professional body, or local guild.

5. Do You Know Your Tax Filing Obligations?

Registering with URSSAF covers your social contributions, but don’t forget you also need to file an annual tax return with the French tax authorities (impôts), even if your income is modest.

Failure to file can result in penalties, so it’s best to stay on top of deadlines and consider consulting an accountant—especially in your first year of business.

6. Are You Working Remotely for a Foreign Employer?

If your plan is to live in France while working remotely for a company abroad, it’s important to understand the implications. French tax authorities consider this as working in France, regardless of where your employer or clients are located.

That means you could be liable for French income tax and social charges, even if your employer is not based in France. While the legal framework for remote work is still evolving, it’s important to clarify your obligations early to avoid future complications.

Launching a business or working for yourself in France is absolutely achievable, but it requires planning and an understanding of local rules. From visas to taxes and professional standards, being informed is key to success.  Check out EnglishSpoken.com for a range of English speaking professionals who can help you on your way.

EU–US Trade Agreement: Key Details, What’s Next, and Mixed Reactions Across Europe

The European Union and the United States have reached a new trade agreement aimed at averting steep tariffs that could have strained transatlantic relations. While leaders on both sides have framed the deal as a win, reactions across Europe remain divided.

What’s Been Agreed?

The agreement, reached just before an August 1st deadline, imposes a flat 15 percent tariff on most EU goods exported to the US—a measure that prevents the previously threatened 30 percent levy. The new rate brings the EU in line with similar terms secured by Japan and will come as a relief to many sectors, notably automotive, which supports roughly 13 million jobs across the bloc.

While 15 percent is significantly higher than the average pre-existing US tariff of 4.8 percent on EU products, it marks a reduction from the punitive rates introduced under the Trump administration. German carmakers, previously hit with 25 percent tariffs, will now face the uniform 15 percent rate, plus the original 2.5 percent auto import duty. Though still a burden, trade experts consider the new rate “manageable” for the industry.

In exchange, the EU has committed to purchasing $750 billion worth of American energy, including liquefied natural gas, crude oil, and nuclear materials, over three years. The bloc will also invest an additional $600 billion in the US economy and increase purchases of US military equipment, aligning with NATO defense spending goals.

Tariff Exemptions and Sector-Specific Adjustments

Some sensitive sectors will benefit from tariff exemptions, according to EU Commission President Ursula von der Leyen. These include aerospace, certain chemicals, semiconductor equipment, and select agricultural products. Pharmaceutical exports from the EU, particularly important for countries like Ireland, were also shielded from the most severe proposed penalties.

Steel exports, currently subject to 50 percent US tariffs, will be allowed under a quota system, meaning only quantities above a certain threshold will face the higher rate. The details of this mechanism are still under discussion.

What Comes Next?

The agreement must now be reviewed and approved by EU member states. National ambassadors convened the Monday after the deal’s announcement to receive a briefing from the European Commission.

Described as a “framework deal,” further technical negotiations are expected over the coming weeks. Among the unresolved points is how alcoholic beverages will be treated—France and the Netherlands have pushed for exceptions for wine and beer, respectively.

Mixed Reactions Across Europe

The response within the EU has been far from unified. France’s Prime Minister François Bayrou strongly criticised the agreement, calling it a “dark day” and likening the deal to an act of “submission” rather than partnership.

In contrast, Italian Prime Minister Giorgia Meloni welcomed the outcome, crediting the agreement with avoiding a full-blown “trade war within the West.” She had previously warned of severe economic consequences if tensions escalated further.

German Chancellor Friedrich Merz also endorsed the deal, saying it helped de-escalate trade tensions and preserve Europe’s core interests—though he noted he would have preferred a broader easing of restrictions.


French Citizenship in 2026: What’s Changing and What Will Remain the Same?

The French government has announced significant updates to the process of acquiring French nationality, with several new requirements coming into effect from January 1st, 2026. These changes, introduced through a decree published in July 2025, are part of France’s evolving immigration policy and will primarily impact those seeking French citizenship by residency or through marriage.

Key Changes to Be Aware Of

Higher Language Requirement
From 2026, applicants for French citizenship will need to demonstrate B2-level proficiency in French, up from the current B1 requirement. This change applies to both residency- and marriage-based applications.
Proof of language ability will still be accepted through certified diplomas or test results, and exemptions for individuals with disabilities will remain in place. However, foreign university degrees taught in French will no longer be accepted as proof—only degrees earned in France will qualify.

New Written Civics Test
A major new element is the introduction of a written test on French history, society, and civic values, to be completed before the interview stage. The goal is to better assess applicants’ understanding of French culture and reduce the workload during the assimilation interview.
The exact format and scope of this exam have yet to be published, but it will be a mandatory requirement for all applicants starting in 2026, alongside the existing in-person interview.

Updated Appeals Procedure
There is also a procedural update for applicants using the online ANEF system. In case of a rejection or deferral, appeals must now be submitted through the ANEF platform, unless there are technical issues preventing it.

What Will Stay the Same

Despite these changes, the core structure of the application process remains largely intact. Applicants by residency will still need to prove several years of legal residence in France, consistent tax declarations, and evidence of social and professional integration. For employment, this means regular and stable income—ideally at or above the minimum wage (SMIC)—with income sources primarily based in France.
The Ministry has recently reiterated that professional integration is key, pointing to examples like having one year of a permanent contract (CDI) or two years of fixed-term contracts (CDD).

For applications through marriage, the criteria are unchanged: you must be married to a French citizen for at least four years (or five if not continuously cohabiting in France for three of those years).

Required Documents

The list of required documents also remains the same—passport, birth certificate (and its certified translation), proof of marital or civil status, a clean criminal record, proof of address, and documentation of stable income if applying through residency.

Who Is Affected and When?

These new requirements will apply only to applications submitted from January 1st, 2026 onward. Those who submit their applications before the end of 2025 will be assessed based on the current criteria (B1 language level and no written civics test).

Final Thoughts

While the upcoming changes introduce more rigorous steps—particularly the written civics test and higher language requirement—they also aim to streamline the naturalisation process. Applicants planning to apply in the near future should consider starting the process before the end of 2025 to avoid being subject to the stricter requirements.

If you’re considering applying for French nationality, now is the time to prepare—either by gathering your documents, improving your language level, or consulting with an advisor to ensure your file is complete and up to date.